Howden Group Holdings is a leading international insurance group with employee ownership at its heart. Founded in 1994, it comprises Howden Broking and underwriting business DUAL. Howden Group Holdings’ businesses operate across Europe, Africa, Asia, the Middle East, Latin America, the USA, Australia and New Zealand. For more information, please visit www.howdengroupholdings.com OUR COMPANIES: Howden Broking: www.howdengroup.com Howden Specialty: www.howdenspecialty.com/ DUAL Group: www.dualgroup.com